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Our Story

Helping people protect, grow, and, KEEP more of what they earn runs in my family. It began in 1923-'24 when my grandfather, Homer Lee Thornton, Sr. started his insurance agency and Graham Federal Savings & Loan Association in Graham, Texas six years later. Now known as Graham Savings, it continues to serve Graham and the surrounding area of Young County, Texas. My father, Homer Lee Thornton, Jr. followed my grandfather, as an Independent CPA, corporate controller, farmer & rancher and is now retired. He helped many people and businesses keep good records so his clients could know where they are, and where they may want to go, financially speaking. I continue our family name and business legacy doing business as H. L. Thornton Financial Services and operating by our core values of Integrity, Service, and Excellence. Our business is built on these core values that form relationships based on mutual trust. We help our clients with asset protection, wealth accumulation, estate & retirement income optimization, pension maximization, managing costs for extended periods of care, lifetime income strategies, as well as college funding. Everyone's situation is unique, so together we develop a customized solution for you and your family, business, or family business. Please contact me to help you thoroughly analyze your financial needs and recommend appropriate solutions. I can be reached at: (903) 818-0560 or via email: It would be my pleasure to serve you as your financial advisor.


Homer Lee Thornton, III